> ## Knowledge Base Index
> Fetch the complete knowledge base index at: https://help.winzir.ph/sitemap.xml
> Use this file to discover available pages before exploring further.
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# How is a football match calculation made if the match ended in overtime or a penalty shoot-out?

In football, bets are settled based on the 90-minute result (full-time), which includes stoppage time but excludes extra time and penalty shootouts unless stated otherwise by WinZir. This means that only the regulation time outcome affects bet calculations.